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Home Insurance

Search And Compare Home Insurance Quotes

Because your home is likely to be your biggest asset, it is important to have the right protection in place in case anything goes wrong.. Whether you live in a one-bedroom apartment or a four-bedroom house, there’s always a chance that your property or your personal belongings will be damaged or stolen. With the right home insurance in place, you can ensure that you’re not left counting the cost.

€65 Online Discount

Buy your home insurance online and we'll automatically give you a €65 discount.

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Chill helps you save time and money by comparing more insurers than any other leading home insurance provider in Ireland.

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We’re based right here in Dublin, so you’ll know we’ll always have your back. Our friendly team are here for you always, whether you need to make a claim or update your policy.


Search and Compare

Let’s be honest - trawling the internet for the right insurance policy can be a stressful, time-consuming process. The good news is, we’ve made getting home insurance quotes quick and easy. At Chill, we compare home insurance policies from leading providers on your behalf. So, in just one swift search, you can discover the different levels of cover available to help you make an informed decision when it comes to picking the right policy.

With us, it takes just minutes to check premiums, excesses and cover levels across different policy benefits. So, you’ll find the right deal with the right level of cover for you.

Read our top tips for buying Home Insurance

Living Room And Contents covered by Chill home insurance

Why Choose Our Home Insurance?

No two homes are the same. That’s why, whether you’re a homeowner, tenant or landlord, we can find you great value home insurance in Ireland that fits your needs exactly.

We can get you cover for typical things like fire, burglary, flood and accidental damage. And less typical things like an unoccupied property.

As well as standard cover, we offer:

You’d be surprised at what great value insurance can include:

  • Accidental damage – cover for mishaps like carpet paint spills and broken windows
  • New for old – older goods such as kitchen appliances replaced with brand new
  • Fire brigade charges – cover the cost of fire brigade call-outs
  • Alternative accommodation – if you have to move out, rent you pay or is owed to you can be covered
  • Credit/debit card cover – protection against the unauthorised use of credit, debit, and cash cards as well as cheques.

Learn more about the types of Home Insurance cover


Renters and Landlords Cover

Even if you’re not the owner occupier, we’ve got you covered. Renting an apartment or house? Cover your contents and give yourself peace of mind when it comes to your valuables.

Letting a property out to tenants? Our landlord insurance offers cover across a range of categories, from buildings and contents protection to loss of rent and liability insurance. Get a quick quote and see for yourself.


Buildings and Contents Cover

Insure the structure of your property with buildings cover. Whether you have a bungalow, terraced or detached house, many of our buildings insurance policies include sheds, outhouses and garages. Contents insurance protects you for loss or damage to your possessions. You can choose to add both buildings and contents cover to your policy or get protection for one or the other.

Not sure what level of contents cover you need? Our Home Contents Calculator can help you estimate the cover that you might need.

There are also certain policies that offer flood protection to keep your belongings safe in the unfortunate event of a flood, and we offer gadget insurance so you can have added peace of mind when it comes to your tech. You can even purchase add-ons such as all-risks cover to protect valuable items inside and outside your home.

Young Couple smiling after covering their house with Chill home insurance

Who Do We Cover?

Whether you’re a homeowner, tenant, landlord or trying to finalise your first mortgage, we have a product to suit your requirements. Is your property a terrace, semi-detached or even a farm house? Is it jointly owned or not? At Chill we can find you a deal to cover a broad range of properties and circumstances.

Complete an online quote with your details to see the different policies we can offer. Have a query about our policies or what happens next if something happens to your home? Give us a call on 014003400 or check out our FAQ section.


Your Important Policy Documents

Looking for your policy booklet? Want to find out how to submit home insurance claims? To make your life a little easier, we’ve compiled a list of the documents, forms and phone numbers you’ll need. Visit our documents page to find your insurer’s contact information and download your policy booklet.

Home Insurance Testimonials

Home Insurance FAQs

Do I need home insurance?

Home insurance gives you peace of mind that should anything happen to your home, the cost of rebuilding it will be covered by your insurance provider. Not only that, banks require you to have home insurance as part of your mortgage agreement. When you get a home insurance quote from Chill we get more quotes than any other leading provider and give you a €65 online discount.

What do you actually mean by contents?

Contents are everything you could take if you were to hypothetically move house. We recommend you spend some time creating an inventory of your contents in each room (don't forget the shed and garden too). We've put together a home contents calculator that will help you get to an estimated value for your contents.

How can I work out the right building cover for my home?

To calculate how much you should insure your property for, you'll need to find out the rebuilding costs. You can do this by looking at the survey or valuation report that was undertaken when you got your mortgage. Do bear in mind that the market value of a home has little relation to the costs of actually rebuilding a property. We recommend that you visit the Society of Chartered Surveyors Ireland website to work out the rebuilding cost of your property.

Can I get home insurance same day?

In most cases we can get you covered on a new home insurance policy same-day. Our online quote finds more quotes than any other leading provider and you can buy your policy online straight away. If you have any questions our friendly Dublin-based support team will be able to help.

Are my personal possessions covered when I take them outside of my home?

Personal possessions away from the home aren't covered as standard but you can take out personal possessions insurance, sometimes called specific all-risks insurance. Please check your policy documents for full details on what is covered and any limits.

Are laptops and computers covered by my home insurance?

Yes, provided that the computer is only for personal use. In order to insure your computer for when you're not at home you'll have to take out personal possessions cover.

Are possessions in my shed, garage or garden covered by my home insurance?

Items stored in your garage or shed generally will be covered but some conditions may apply. This is also true for anything you store outside, such as a lawnmower. Please check your policy documents for more information.

I'm a landlord - can I insure my house even though I don't live there?

You certainly can. Visit out Landlord Insurance page for more information.

How can I find out which locks are on my door?

It's actually pretty easy. Open your door and have a look at the metal plate near the edge. If you look closely you should be able to see the lock type and name engraved on it.

I've been offered home insurance by my bank - do I have to take it out with them?

No, in fact there is legislation giving you complete freedom to shop around for cheap home insurance quotes. The key thing to remember is that your buildings must be insured to the amount stated by your bank or building society when they valued the property, but you are NOT obliged to take out a policy with them.

What happens if I move house?

Give us a call on 01 400 3400 with your new details and we'll provide a quote for your new address.

How do I claim on my home assist policy?

If you've taken out a home assist policy with us and have an emergency that involves property damage check your policy documents for contact information and restrictions. If you can't find this information call us on 01 400 3400 and our team will be happy to help.

How much does home insurance cost in Ireland?

The price of your home insurance is dependant on many factors including where you live, your property value and the age of your property and the level of cover you select. 10% of new customers paid €310 or less on home insurance with Chill (July-Oct 22).

Can I get home insurance if I have an open claim, for example after a fire?

Some of our insurers can quote if you have an open claim but this depends on a few factors including the level of the claim. If you have any issues getting a quote online please call our team on 01 400 3400.