Chill offers comprehensive travel insurance for your annual family holiday, city break or business trip. We provide peace of mind in the case of unexpected disruptions by protecting your holiday at an affordable price. Whether it’s the holiday of a lifetime or a weekend trip to Europe, we will find a travel insurance policy to suit your needs.
Customise your trip type, destination and cover level to get a travel quote in seconds.
From making a claim to updating your policy, our friendly team is based right here in Ireland.
Backed by 3000+ 5 star independent customer reviews on Trustpilot and Google.
Our travel insurance policies are underwritten by MAWDY, a global insurance company with a team based in Galway, Ireland.
Talk to a doctor
online 24/7,
included at no cost.
Relax in a lounge
if your flight is
delayed 3+ hours*.
Covered if your card
is lost, stolen or
used abroad*.
Add your kids to a
family policy at no
extra charge*.
Reimbursed for
cash lost or stolen
while you’re away.
* Flight Delay Lounge access and Card Fraud Cover are available on Gold and Platinum policies only. Kids go free on family policies, up to 3 children per adult and subject to no pre-existing medical conditions. Full terms and conditions apply, see your policy documents.
Get a QuoteGet the right cover whether it’s your big annual holiday or a last minute weekend break. With cover for medical expenses, cancellations, lost luggage and much much more you can travel with peace of mind.
Planning a few holidays this year? Save money and get cover for all of your trips with a multi-trip policy.
Finally picked a destination for the annual family holiday? All that’s left to do is take out travel insurance. To make your life easier, kids can be included on our family travel insurance policies for no extra charge*.
Heading over to the USA? Whether it’s sightseeing in the Big Apple or hitting the beaches of California, it’s important to stay protected with travel insurance.
Designed for older travellers our senior travel insurance offers comprehensive cover for those aged 65+.
Going on a winter adventure? Make sure to include winter sports cover for all of your skiing and snowboarding holidays.
There are three levels of cover you can choose when taking out a travel policy with us. The higher your cover level, the more you will be compensated should something go wrong.
Some common items such as missed departure, personal luggage, and cancellations are covered by all policy levels. Other items like card fraud are only covered by gold and platinum.
Compare the best travel insurance policies in Ireland and get a quote now.
Cover expenses in the case of injury, illness or death of up to €10,000,000 depending on your coverage level.
Cover yourself from financial loss if you need to cancel a trip before it starts or cut it short due to unforeseen events such as illness, injury or bereavement.
You are covered in the event of accidental loss, theft or damage to baggage or personal belongings.
Whether you’re comparing cover or need help while you’re away, our experienced team is only a call away 24/7
Cover any expenses you become liable for if you cause property damage or injury to another person.
Get reimbursed for the costs of travel delays if your scheduled transportation is delayed.
Stay healthy on your travels with TRAVELGP – a 24/7 online doctor service included with your Chill Travel Insurance policy at no extra cost. See our FAQ’s for more.
Enjoy instant airport lounge access when your flight is delayed by more than 3 hours. See our FAQ’s for more.
Your Chill policy is underwritten by MAWDY, part of the global MAPFRE Group. With over 30 years protecting travellers in Ireland and a 24/7 contact centre based in Galway, you’re in expert hands wherever you go.
"Nearly half of all travel insurance claims are made before people even leave home, usually illness or a family emergency. That’s why my advice is to insure your trip the moment you book."
Need a hand with your travel insurance quote? Visit our Help Centre or contact us directly. Our Irish customer service team is happy to help.
Travel insurance can feel complicated, but it doesn’t have to be. The more you understand your cover, the more confident you’ll feel when you book. Our News & Advice blog breaks down everything from choosing the right policy to travelling smart in 2026, with practical guides written by the Chill team. Have a read below and find the cover that suits your trip.
Find out what cover you get from just €10.05, and when it’s worth spending a little more for your trip.
Read More
Our stress-free guide to getting travel-ready in 2026, with tips on saving money and buying your cover at the right time.
Read More
Everything Irish travellers need to know about ESTA, visas and getting your US documentation right before you fly.
Read MoreClick here to make a claim.
Click here to retrieve a quote.
When you buy an Annual Multi Trip policy you are covered to go away as many times as you want up to a maximum of 183 days. Don't forget however that there is a maximum per trip duration - 31 days for Silver policies, 45 days for Gold policies, and 60 days for Platinum policies. If you are aged 66 and over, the maximum trip duration is 31 days.
We advise that you take your travel insurance certificate and the relevant policy wording booklet away with you.
You may travel with a printed copy of your emailed documents. If you are unable to print your emailed documents, simply write down your policy number and the emergency medical assistance and claims line telephone numbers from the back of our policy wording booklets which can be found here.
Call our medical emergency line at +353 91 560665. We are available 24 hours a day, 7 days a week.
You can purchase a travel insurance policy online in just a few minutes. Click here to get a quotation and buy your travel insurance online.Alternatively, you can purchase your travel insurance over the phone from one of our friendly sales agents.To buy over the phone, please call us on 01 279 9989 .
Our policy includes cover for Curtailment in the event your close relative or close business associate is admitted to hospital with a COVID diagnosis
at the time of the trip or the death of your close relative or close business associate due to COVID at the time of the trip.
A special condition of this cover is that the insured customer must contact our Emergency Assistance Service whilst away to notify us of the situation before returning home.
Please see question above for the definition of ‘close relative’.
If you are purchasing Single Trip or Long Stay travel insurance, you will need to start your policy on the day that you leave to go on your trip. Cover for cancellation on these policies starts from the date of purchase. If you are purchasing an Annual Multi Trip, you are only covered from the date you choose to start your policy.
Scuba diving is covered free on all our travel insurance policies for up to 14 days, provided you are qualified and diving no deeper than 30 metres. If you are not a qualified scuba diver or will be diving more than 30 metres, you will need to pay an additional premium for each day you are diving. To add this cover, please call our Customer Service Department on 01 279 9989 .
Our Gold and Platinum plans on both single and multi-trip cover include our Real-time Flight Delay benefit.
You can declare your conditions quickly and easily using our online medical screening system or, if you would prefer to speak to one of our friendly agents, call us on 01 279 9989 .
Travel insurance policies are broken down into the following geographical areas:
Area 1: Republic of Ireland, England, The United Kingdom (including the Channel Islands and the Isle of Man)*
Area 2: The Continent of Europe west of the Ural Mountains, Madeira, Canary Islands, Iceland, the Azores, Mediterranean Islands,
and non-European countries bordering the Mediterranean (except Algeria, Israel, Jordan, Libya, Syria and Lebanon)**
Area 3: Worldwide excluding the United States of America and Canada
Area 4: Worldwide including the United States of America and Canada
If you are unsure which area your trip falls into, contact our customer service team on
01 279 9989
.
*Trips within Area 1 must consist of pre-booked accommodation for two or more nights.
**Europe consists of Albania, Andorra, Austria, The Azores, The Balearic Islands, Belgium, Belarus, Bosnia, Bulgaria, The Canary islands,
The Channel islands, Corsica, Crete, Croatia, Cyprus, Czech Republic, Denmark, Egypt, Estonia, Finland, France, Greece, Germany, Hungary,
Iceland, Italy, Lapland, Latvia, Liechtenstein, Lithuania, Luxembourg, Macedonia, Madeira, Malta, Moldavia, Monaco, Montenegro, Morocco,
Netherlands, Norway, Poland, Portugal, Romania, Russia (Moscow), San Marino, Sardinia, Serbia, Sicily, Slovakia, Slovenia, Spain, Sweden,
Switzerland, Syria, Tunisia, Turkey, Republic of Ukraine (Kiev), the United Kingdom, and Vatican City.
We cover all of the following activities in our winter sports travel insurance:
Cat skiing, Cross-country skiing, Glacier walking or trekking, Ice skating, Mono skiing, Off-piste skiing, Off-piste snowboarding,
Recreational ski or snowboard racing, Skiing, Snowboarding, Snowmobiling, Tobogganing.
While taking part in off-piste skiing and snowboarding, you must make sure that the areas in which you ski or snowboard
are considered to be safe by the resort management.
Yes, you can extend the cover on your travel insurance policy while you're away, providing there are no pending claims against the policy and the extended period sought does not exceed any of our trip limits. Policies can be extended only once and you will need to pay an additional premium for the extended cover. If you need to extend your policy, please contact us by phone on 01 279 9989 .
