Van Insurance
Van driver holding a box stood in front of van

We make insuring your van easy

Whether you’re a carpenter from Cork, electrician from Ennis or farmer from Fermoy, if you drive a van for work, Chill has you covered. Quickly, affordably and stress-free.

Do it all online or by phone

Unlike some insurance companies, you can get a quote online and buy your policy online too. If we can’t show you a quote on our website don’t worry, our team can also do this by phone.

Benefit from your car No Claims Discount

Have a claims-free history on your car insurance? We may be able to mirror your No Claims Discount (NCD) to your van and use it to reduce your premium. Plus, claiming on your van insurance won’t affect your car’s NCD.

Third party trailer cover

All our policies include third party trailer cover as standard, so you can tow a trailer from your van with added peace of mind.

Additional named drivers

Add up to 4 other named drivers to your policy, like your spouse or a member of your team.

Driving other vans?

We may be able to insure you to drive other commercial vans up to 2.5 tonnes, providing you have permission from the main drivers.

Not just vans

If you use other commercial vehicles for work like Jeeps, Pick-ups, Flatbeds, Double Cabs or Land Rovers we can still give you a competitive quote.


Van driver working

Optional extras

On top of our standard features, we offer a full range of additional benefits and features.

  • Motor rescue
  • Step back bonus protection
  • Full bonus protection
  • Windscreen cover
  • Open drive
  • Replacement locks
Purple van

Why choose Chill?

Simply great value

We do the leg work, searching the market to get you the best deal — so you can chill. Simplifying insurance has been our mission since we launched in 2007.

Irish customer support

From making a claim to updating your policy, our friendly team is based right here in Dublin.

Trusted by thousands

Backed by 2000+ 5 star independent customer reviews on Trustpilot and Google.

You’re in safe hands

We’re regulated by the Central Bank of Ireland and are members of Brokers Ireland too.

Refused Insurance? We Can Help

If you’re struggling to get covered, you've come to the right place. We can issue specialist policies if, for example, your van is modified or you have penalty points or even a past criminal conviction.

Call01 799 8804
Emailvaninsurance@chill.ie

Person using a mobile phone

Money-saving tips

Choosing the right level of van insurance can often feel like you need to break the bank. Here are 4 tips from our team for lowering your premium.

  1. Do you need Open Drive? - Our policies allow you to add up to 4 drivers, so you only pay for the drivers you want. This could reduce your premium compared to choosing an open driver policy.
  2. Increase the excess - Raising your policy excess can lower your premium, especially if you’ve been claim-free for a number of years.
  3. No extras, no extra costs - Although we do recommend protecting your no claims bonus, it is an additional cost. We recommend that you only choose to have a protected no claims bonus if you really need it, as it may increase your premium.
  4. Go Green - Switch to an electric van and you could qualify for a grant from the Sustainable Energy Authority of Ireland.

Want more tips that could help save you money on your van insurance?

Learn more
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What our customers say

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Frequently asked questions

What is commercial van insurance?

Commercial van insurance is a type of van insurance that covers the extra risks of using your vehicle for work purposes. It ensures you're protected if something goes wrong while you're on the road. For specific details on what your policy covers, please check your policy documents.

What types of cover can I choose?

Just like a private car policy, our insurers offer three types of cover for commercial vans:

What information do I need to give Chill to compare van quotes?

You’ll need to provide your:

  • Vehicle details including the registration number, make, model, and any modifications (your logbook should contain these). You’ll also need to tell us how you use your van (for example, what business purpose).
  • Personal details including your name, age, address and job.
  • Driving history including any no claims discount you’ve built up, previous claims history and any convictions.

Can I claim back VAT on Van Insurance?

No, VAT is not charged on your van insurance premiums, so you cannot claim it back.

Can I drive a van with my car insurance policy?

It's unlikely that you will be able to drive a van with your car insurance policy. That’s because usually, you need specific insurance for each vehicle you drive. If you're not sure, check your car insurance policy for full details.

What's the difference between van insurance and car insurance?

Although van insurance and car insurance policies may seem similar there are some key differences. This includes options for personal belongings cover, trailer cover, multiple named drivers or open drive cover so that you can tailor your van insurance policy to your specific needs.

Do I need business van insurance?

If you have a large fleet of vehicles, fleet insurance may be a better option. Check out our business insurance policies for more details.