Gadget Insurance


At Chill, we understand how important your gadgets are to your everyday life, which is why we offer specific policies that can be tailored to your needs, including mobile phone, tablet and iPhone insurance.

Due to the increasing popularity of smartphone, tablet and other electronic devices, there is a rising need for people taking out gadget insurance in Ireland. In fact, most people carry hundreds of euros worth of portable devices on them every day. Having insurance will let you avoid forking out great sums to replace stolen or broken gadgets.

What do we cover?

We offer three levels of policy: Essential, Extra for Tablets/iPads, and Complete for all iPhones, smartphones and mobile phones. Depending on your level of policy you’ll be covered for:

  • Accidental damage
  • Theft
  • Unauthorised calls
  • Loss
  • Accessories cover
  • Liquid damage
  • In the event of the above incidents, devices will be repaired or replaced with a refurbished device of same or similar specification & age. Please see our Replacement Policy for further details.

Check out our iPhone insurance and tablet insurance pages for more information on cover levels for specific Apple models and our mobile insurance page for more information on other smartphone makes such as Samsung and Huawei.

Additional Benefits

We aim to make searching for insurance as simple and as hassle-free as possible. To ensure that your cover is tailored to your unique needs, our gadget insurance policies come with a range of additional benefits, including:

  • All gadgets couriered to your home or place of work
  • Worldwide cover allows you to be covered outside of Ireland for 60 days each year.
  • Choice of cover and flexible payment options available

We Cover Every Network

We operate independently of mobile networks, this allows us to continue covering your device if you decide to change your network provider.

Multiple Claims Per Year

Whether you’re on the clumsier side or just unlucky, accidents still happen. If you lose or damage your smartphone, it’s inconvenient and costs a lot to have it repaired or replaced. Especially if you’re signed up to a 12, 18, or 24 month bill pay contract.

With our smartphone insurance policies, you can make up to two claims in any 12 month period, and we can cover your accessories too. If you like to kit your gadget out with earphones, chargers and covered, see our policy document for details of how you’re covered if they’re damaged.

Buy Online and Pay Monthly

We know how expensive insuring your electronic goods can be, which is why we provide our customers with more affordable cover, starting from as little as €5.99 per month.

If you want to keep your phone safe, why not get an instant quote today? Our simple form only takes a couple of minutes to complete and we can provide cover as soon as your application is approved online. Insuring your devices couldn’t be easier.

Cover Eligibility

To be eligible for our gadget insurance policies, please note:

  • You must be over 18 years of age.
  • You must have purchased the device as new from a Republic of Ireland VAT registered company.
  • Devices must be less than 12 months old
  • Proof of purchase must be supplied with any claim submitted
  • Refer to the Policy Document for full details of cover provided, including terms, conditions, warranties, and any exclusions that apply
  • Thoroughly check the levels of cover you require, as Loss and Theft cover is not automatically included

With the right level of gadget insurance, you have the peace of mind in knowing that if anything goes wrong, your favourite devices are protected. Whether you’re in need of iPhone, iPad or Mobile insurance, we can help.

What Our Customers Say

We know protecting your gadgets matters to you. Here’s what our customers have to say.

"I took out gadget insurance with Chill for my mobile, when I had a claim I was worried that I wouldn't be able to get my device repaired, however I was really surprised that the Customer Team at Chill were responsive to my claim and dealt with it promptly, including keeping me updated on timescales to repair my device. Having used a different provider previously I am now already using Chill to quote my car insurance and home insurance renewals, I can highly recommend Chill.”"

- Jesse Semmens

Get a Quote online now. It only takes a couple of minutes. Have questions? Call us on 01 293 2811 and our team will be happy to help.

Chill Gadget Insurance underwritten by Zurich Insurance Europe AG, Ireland Branch and arranged by Mobilecover Ltd. All claims are handled by Mobilecover Ltd.