Insuring Your Van

Let us do the hard work


Did you know that we can insure your van? We speak to 9 different insurers that specialise in van cover to make sure you get great value commercial vehicle insurance, while we can also help you save on your business insurance. By talking to so many insurance companies we're also able to ensure that you get the type of cover you really need, with the right benefits. In fact, we can get you a competitive quote in just a matter of minutes.

But there are a few things you can do too to ensure you get the best deal.

Here are our top tips for getting great value van insurance.


One major pitfall that many van owners come up against is failing to scour the market for the most suitable offers. The fact is, there is no single cheapest van insurance provider out there. To get the best deal, you’ll have to find a firm capable of offering cover that perfectly suits your individual circumstances and preferences. We compare van insurance policies from Allianz, AXA, KennCo, Insurance, Wrightway, Zurich and more. All you have to do is enter a few simple details and then let us do the legwork.


It can be easy to settle for the van insurance policy you already have, but this could see you falling into an expensive trap. If you fail to check your policy, you could find yourself paying more every year, as well as missing out on benefits offered elsewhere.

When your policy is coming up to its end, do some searching. This way you won’t be rushed into renewing without knowing what else is out there.

You might be surprised by how much money you can save by switching to a different deal.


Just because a deal looks cheap, doesn’t mean it will be right for you. Double check it has everything you need for your van. For example, if you have an older van that isn’t worth a lot of money, you may want to consider getting third party, fire and theft insurance as a cheaper alternative to comprehensive cover.

Think carefully about the features you actually need. Unless you require an open drive policy, you might be better off only paying for the drivers you really need on your policy. You might also benefit from increasing your voluntary excess. Of course, if you do need to make a claim, this will mean you incur higher costs, but if you’re a low-risk driver, increasing your excess can be an effective way to lower your ongoing expenses.


Then there are the optional extras to think about. Depending on your situation, you might be savvy to select policy benefits like motor rescue, windscreen protection, replacement locks, step back bonus protection and full bonus protection. However, make sure you take the time to assess whether you will really benefit from these additions and whether you could get them more cheaply through other means.


Security will play an important role in determining your cover costs too. By taking relatively simple steps to make your van or fleet safer, you stand to save yourself a considerable sum. Devices like alarms and immobilisers can help to bring your premiums down, as can tracker systems that make it easier for vehicles to be recovered if they are stolen. Before you splash your cash on security features like these though, be sure to check whether your cover provider will acknowledge them and reduce your premiums accordingly. If your sole aim is to cut costs, you’ll need to make sure your insurance savings will outweigh any expenses.

Where you park your van can impact on the amount you shell out for cover too. Parking off the road in secure locations can reduce the risk of your vehicle being stolen or vandalised, and cover providers may take this into account when determining your premiums.


Bear in mind that modifying your van could cost you big in terms of your insurance premiums. Whether done purely for aesthetic purposes or to improve vehicle performance, these changes tend to bump up cover prices. This is because modified parts are generally more difficult and expensive to replace or repair. Also, enhanced vans may be more appealing to criminals. This is something to be aware of if you’re considering making changes to your vehicle.

As you can see, there are plenty of ways to save money when you’re searching for van insurance. So, if you think you may not be getting the best deal on your vehicle cover, now’s the time to take action. By bearing top tips like these in mind, you might be able to bring your motoring costs down and leave extra cash in your account to spend or save as you please.

To see how much you could save, don’t hesitate to get in touch with our team by phone on 01 4003434. We’re on hand to answer your queries and to help you get the best possible deal on your vehicle cover.