Why Choose Chill for Young Driver Car Insurance?
Chill makes it easy to find insurance that actually fits your budget by comparing insurers who specialise in young driver cover, so you don’t have to waste hours getting quotes that make your eyes water. We understand young drivers aren’t just high-risk statistics - we’ll help you find proper cover from insurers who actually want your business.
Breakdown Assistance
Get back on the road fast with 24/7 breakdown assistance that’s there for you whether you’re stuck outside college, heading to work, or on a weekend adventure.
Windscreen Cover
Windscreen cover sorts out chips and cracks quickly, so you won’t be left with a massive repair bill when life throws a stone your way.
Courtesy Car
When your car’s off the road for repairs, courtesy car cover keeps you mobile so you won’t miss lectures, work, or those important nights out.
Step Back Protection
Step back protection allows you to protect a portion of your no claims discount following a claim. So, one claim will not necessarily wipe out your hard earned no claims discount.
Plain English Approach to Young Drivers Insurance
Sadly, statistics show that drivers in the 17-24 age group file the most claims, so even if your driving is excellent, you will still be viewed as high risk, therefore your quote will reflect this.
However, there are still great deals out there and Chill will do all the hard work in searching through multiple insurers to find you the perfect policy. Here at Chill we like to keep things simple. The first step to getting out in your car is to enter your details into our quick quote form and then let us do the rest. While you are kicking back, Chill is carefully reviewing many of the options available to you and potentially saving you a lot of money.
What is Young Driver Insurance?
Young driver insurance is specifically designed for drivers aged 17-25, who are statistically considered higher risk by insurers due to their limited driving experience. Unlike standard car insurance, young driver policies often come with higher premiums and may include additional safety features to reduce costs over time. What sets this insurance apart is how it heavily weighs age and experience in pricing, rather than just focusing on location, vehicle type, and claims history like regular policies.
Young driver insurance is specifically designed for drivers aged 17-25, who are statistically considered higher risk by insurers due to their limited driving experience. Unlike standard car insurance, young driver policies often come with higher premiums and may include additional safety features to reduce costs over time. What sets this insurance apart is how it heavily weighs age and experience in pricing, rather than just focusing on location, vehicle type, and claims history like regular policies.
Fully comprehensive insurance tends to be more expensive, but you may find a valuable policy depending on the insurer. Luckily, we work with some of Ireland’s leading insurers so we can help you find a policy that suits your needs and budget, regardless of whether you’re after basic cover or full protection.
First Rate Customer Service for Young Drivers
At Chill we pride ourselves on our customer service, and if you have any queries, there is a friendly person at the other end of a phone waiting to deal with you in a professional and skilled manner. You can call us directly or our FAQ section may have the answers to your questions.
Hearing From You
Once your insurance is arranged and all documents are in place, we hope you’ll have a completely smooth experience without needing to contact us until renewal. This reflects our commitment to providing hassle-free cover that simply works in the background. Should you need to make a claim following an accident, our team will guide you through the process to ensure everything is handled efficiently and with minimal stress.
Similarly, if you have breakdown cover, we’ll make sure your roadside assistance experience is handled as efficiently and skilfully as possible, so why not get a quick quote above or pick up the phone and give us a call? We’d love to hear from you.
New Driver Insurance Tips
Include an experienced motorist or two as a named driver - many young drivers include their parents for this reason. But remember naming them as the main driver of your vehicle is illegal.
Make yearly payments - in the long run, monthly payments will cost more, especially when taking interest in to consideration.
Don’t modify - as tempting as this is, it can result in a higher premium.
Consider your cover options - third party cover is all you legally need to drive your vehicle but don’t forget that this could cause headaches should you be involved in an accident, weather it was your fault or not.
Car Insurance Companies
In order to get you on the road with the right insurance policy, we work with over 14 reputable and trusted insurance providers.
Each one is regulated by the Central bank of Ireland to give you peace of mind, and we use them to find you the best car insurance deals.
Our insurers include Aviva, Allianz, AXA, Liberty, Zurich, Ivernia, Kennco
Frequently Asked Questions
What is young driver insurance?
Young driver insurance is motor insurance specifically designed for drivers typically aged 17 to 25 years old. This type of cover acknowledges that young drivers are statistically more likely to be involved in accidents due to their limited driving experience. As a result, premiums for young drivers are generally higher than those for more experienced drivers.
Young driver insurance works the same way as standard car insurance, providing financial protection against damage to your vehicle, other people's property, and injury to yourself or others. However, insurers often offer policies with features tailored to help young drivers reduce costs and improve their driving skills, such as telematics (black box) policies that monitor driving behaviour.
What types of cover can I choose?
Young drivers have the same cover options as any other driver, with some additional features designed specifically for their needs.
Can I claim back on young drivers insurance?
Yes, you can make claims on young driver insurance just like any other car insurance policy..
Are older cars more expensive to insure than newer cars?
In general, older cars are more expensive to insure than newer cars. But this depends on many other factors, including the car's make and model, age, and driver's history.
Can I drive any car with my car insurance policy?
Generally, no. Most young driver insurance policies do not include "driving other cars" cover.
Car Insurance News
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If you're a young driver, looking for cheap car insurance can seem like a long and bumpy road. Having got to grips with the gear stick, perfected parallel parking and mastered the motorway, you want to be thinking about the open road, not worrying about the sometimes eye-watering cost of cover.
Learner Driver Insurance
Learner Drivers
For those learning to drive, it can be really tough getting the coverage they need, but not with Chill. Once you have put a few basic details into our website, we can sift through all of the learner driver car insurance deals available and offer you access to some of the best.
Named Drivers
Named Driver
There can be quite a lot of costs that come with getting your own car. Chill now give inexperienced drivers the opportunity to get a named driver insurance policy to help them get the experience they need until they are ready for their own policy.