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Mobile Phone Insurance

Smart Cover for your Smartphone

By taking out phone insurance, you can benefit from peace of mind that, if it is stolen, or the screen is damaged, you can get it repaired or replaced without it being a major expense.

Mobile phones are an essential part of our everyday lives. Losing yours is now a major hassle. Not only are we out of contact without these devices, but our reliance on smartphones and the utility of the apps they provide mean we’re lacking important tools. Fortunately, mobile phone insurance is available if something were to go wrong.

Covering replacement cost

Replacing a high end smartphone can be expensive, whether you’re on a pay as you go or bill pay plan. You’ll be covered for accidental damage through repair or replacement, liquid damage, unauthorised calls (these can rack up your phone bill), loss and theft of your device.

Our prices start from just €5.99 per month. You can make up to two claims per year, excluding your mobile’s accessories. With our policies covering you in your home and on the move, rest assured that your phone is protected no matter where you are. With the added advantage of worldwide cover, you are even protected whilst travelling.

Smartphone models we cover

With the exception of Apple iPhones, for which we provide specialist cover, our phone insurance is available for the majority of makes and models of phone:

  • Alcatel
  • HTC
  • Huawei
  • Motorola
  • Nokia
  • Samsung
  • Sony

To see the specific models available for cover from these manufacturers’ ranges, Get a Quote online.

What we cover

Our mobile policies cover accidental or liquid damage for repair or replacement. We even have you covered if your phone has been used to make unauthorised calls, which can be particularly costly if you’re abroad. Our policies also protect you if your phone is lost or stolen.

Mobile Phone Samsung Galaxy A5 2017 Complete
Monthly Price €5.99
Accidental Damage and Write off Yes
Liquid Damage Yes
Unauthorised Calls Yes
Worldwide Cover Yes
Accessories Cover Yes
Theft Yes
Loss Yes
Policy Limit €1,500

*Your premium band and excess are based on which band your phone fall into. Subject to underwriting criteria. Terms and conditions apply. This insurance policy is arranged on behalf of Chill Gadget Insurance by Mobilecover Ltd and underwritten by Zurich Insurance plc. Zurich Insurance plc, registered office Zurich House, Ballsbridge Park, Ballsbridge, Dublin 4, is authorised and regulated by the Central Bank of Ireland. Mobilecover Ltd is authorised and regulated by the Central Bank of Ireland. The policy administration including claims handling will be conducted by Mobilecover Ltd on behalf of Zurich Insurance plc.


Get a Quote online now. It only takes a couple of minutes. Have questions? Call us on 01 293 2811 and our team will be happy to help