School Insurance

Personal Accident Cover

Ensuring children’s safety and wellbeing is of the utmost importance. However, we know that forking out for school insurance is probably the last thing that cash-strapped parents want to do, and we’re keen to play our role by offering personal accident insurance for students at an affordable price. Our school insurance policies have many fantastic features, including:

  • Cover for all school-based activities
  • Medical expenses and dental cover
  • The option to upgrade to 24 hour cover if required

We offer different levels of school insurance and two payment options to ensure that you get a policy that is suited to your individual needs. The first option provides cover to children participating in any activities authorised or organised by the school for only €4.50 per year. The second option provides cover 24 hours a day for only €7 per year.

Personal Accident Insurance

Children personal accident insurance includes cover for catastrophic injury, permanent disabilities, permanent scarring, burns, hospitalisation, medical expenses and more, so you can rest assured that if the worst happens, you are covered.

School Activities Insurance

School Activities Only insurance is designed to provide cover for parents in the event that their child suffers an accident or injury while participating in activities organised by the school, or while travelling directly to or from school. Depending on the nature of the accident, parents can claim up to €200,000 in financial benefit. This product is suitable for children attending primary or secondary school, and children must be between the ages of 3 and 20 to be eligible.

For complete peace of mind, 24 hour insurance provides cover for all accidents at all times.

What's Included

Our school insurance policies include school medical expenses and children’s dental cover too. In the event that your child requires medical or dental treatment as a direct result of an insured accident, we’ve got you covered. With our scheme, parents can claim up to €40,000 in financial benefits for dental and medical expenses. What’s more, unlike other school insurance schemes that only offer a 12 month period to make a claim for permanent disabilities, we offer two years to ensure you have a reasonable amount of time to make a claim.

All parents who have insured their child under the school personal accident policy can benefit from our unique Medical Second Opinion service. This provides you with access to some of the world’s leading healthcare specialists who can offer you their professional advice for diagnoses and treatments.

If you would like to find out more about our child cover options, or any of our other products, why not contact us today? One of our friendly team members here at Chill Insurance will be happy to help you with any queries you may have.

For full clarification on the terms and conditions on our school insurance policy, please consult the policy document.