EUROPEAN TRAVEL INSURANCE

  • Up to €10 Million Emergency Medical Cover
  • Cancellation Cover as Standard
  • 24/7 Emergency Assistance
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Why Choose Chill for European Travel Insurance?

If you’re looking for affordable European travel insurance, you’ve come to the right place. As one of Ireland’s leading brokers, Chill takes the hassle out of comparing quotes & does the hard work for you so you can explore Europe with complete peace of mind. Our 24/7 emergency assistance means help is always just a phone call away, whether you’re dealing with a medical emergency in Barcelona or lost luggage in Berlin. We make travel insurance refreshingly simple for travellers.

Travel Policies For Your Needs

Tailor your trip type, destination, and cover level to receive an online travel quote in minutes. Then get back to booking your flights, finding accommodation, and discovering the best tourist attractions.

Medical Cover Available

Access 24/7 medical support from wherever you are in Europe.

Always Here To Help

24/7 emergency assistance for any issues whilst travelling across Europe.

Insurance Made Easy

Whether it’s for summer holidays, a winter ski trip or business, we’ll provide you with easy quotes to get you set up in minutes.

GET A QUOTE
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Do I need European Travel Insurance?

You’re not legally required to have European travel insurance, but it’s one of those things that’s absolutely worth having. Think of it as your safety net for unexpected medical bills, cancelled flights, or that sinking feeling when your luggage goes missing – because even with your EHIC card, you’re not covered for everything.

What does our European Travel Insurance cover?

European travel insurance gives you the confidence to explore the continent knowing you’re protected against life’s unexpected moments. From medical emergencies to lost luggage, our comprehensive cover means you can focus on making memories rather than worrying about what might go wrong.

  • Medical expenses and emergency treatment costs whilst abroad
  • Lost or stolen travel money and traveller’s cheques replacement
  • Emergency repatriation to Ireland if you fall seriously ill or get injured
  • 24/7 emergency medical assistance service wherever you are
  • Trip cancellation and curtailment cover if you need to cut your holiday short
  • Personal liability cover for accidental injury to others or property damage
  • Lost, stolen, or damaged luggage and personal belongings protection
  • Missed departure and travel delay compensation

Travel Insurance Companies

In order to get you travelling with the right insurance policy, we work with reputable and trusted insurance providers.

Each one is regulated by the Central Bank of Ireland to give you peace of mind, and we use them to find you the best deals.

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What Our Customers Say


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Interrail Through Europe

Hopping on a train and interrailing through some of Europe’s major cities is one of the most popular holiday choices for college students. More often than not, before you start your train journey across the continent, you fly to and from Ireland. So if you start in Amsterdam and make your way down to Croatia, we have you covered with multiple destination protection.

Take The kids to Disneyland

You’re not legally required to have European travel insurance, but it’s one of those things that’s absolutely worth having. Think of it as your safety net for unexpected medical bills, cancelled flights, or that sinking feeling when your luggage goes missing – because even with your EHIC card, you’re not covered for everything.

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European Travel Image

Travel All Year Long

A travel insurance policy can be taken out at any time of the year, whether it’s for summer holiday or a winter ski trip. We offer both single and multi trip policies, allowing more frequent flyers the chance to save.

Types Of Travel Insurance

Multi Trip

Planning a few holidays this year? Save money and get cover for all of your trips with a multi-trip policy.

Single Trip

Get the right cover whether it’s your big annual holiday or a last minute weekend break. With cover for medical expenses, cancellations, lost luggage and much much more you can travel with peace if mind.

USA

Heading over to the USA? Whether it’s sightseeing in the Big Apple or hitting the beaches of California, it’s important to stay protected with travel insurance.

Europe

Whether it’s a weekend getaway to London or touring around the south of France, travel insurance is an important factor in all trips abroad.

Winter Sports

Going on a winter adventure? Make sure to include winter sports cover for all of your skiing and snowboarding holidays.

Family

Finally picked a destination for the annual family holiday? All that’s left to do is take out travel insurance. To make your life easier, kids can be included on our family travel insurance policies for no extra charge*.

Frequently Asked Questions

What is European travel insurance?

European travel insurance is a type of policy designed to protect you when travelling within Europe. This cover typically includes countries within the European Union, as well as other popular European destinations like Switzerland, Norway, and Iceland. The policy provides financial protection against unexpected events that could occur during your trip, such as medical emergencies, trip cancellations, lost luggage, or travel delays.

For Irish residents, European travel insurance is particularly valuable as it covers situations that might not be fully protected by your European Health Insurance Card (EHIC) or Global Health Insurance Card (GHIC). Whilst these cards provide access to necessary medical treatment in EU countries, they don't cover costs like repatriation, private medical treatment, or non-medical expenses.

What types of cover can I choose?

European travel insurance policies typically offer several levels of cover to suit different needs and budgets:

Single Trip Cover This protects you for one specific journey to Europe. It's ideal if you only travel occasionally or are planning a one-off holiday. Cover begins when you leave Ireland and ends when you return.

Annual Multi-Trip Cover Perfect for frequent travellers, this policy covers unlimited trips to Europe within a 12-month period. There's usually a maximum trip duration limit (commonly 31 days per trip), making it cost-effective if you travel several times a year.

Can I claim back on travel insurance?

Travel insurance is designed to reimburse you for covered expenses and losses that occur during your trip, provided they fall within the policy's terms and conditions.

What information do I need for travel insurance?

When applying for travel insurance, you'll need to provide several pieces of information to ensure you get the right cover and accurate pricing. Having this information ready will make the application process smoother and help avoid any issues if you need to make a claim. These details include personal details, travel information, medical information & activity & travel plans.

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