A subsidiary of Prestige Holdings Ltd, Prestige Underwriting Services Ltd has been providing professional underwriting solutions for Northern Ireland since 1997. Originally, the company traded in the non-standard home insurance market. Since then, the business has continued to grow and it now offers professional underwriting services on behalf of a number of large insurance companies. The agency is represented in the Republic of Ireland by Prestige Underwriting Services Ireland Ltd.

Backed by a team of talented underwriters, the company administers and manages a wide range of personal and commercial line insurance products, trading in a network of over 500 regulated brokers across Ireland and the UK. Their personal product range currently includes home, private car, classic car and motorcycle cover. Their commercial product range includes business, commercial vehicle and professional indemnity cover.

Prestige Underwriting Services Ltd is regulated by the Central Bank of Ireland. The company prides itself on providing flexible and efficient underwriting solutions for their partner insurers, combined with exceptional customer service.

Home Cover

Whether you are looking for standard cover or something more bespoke, Prestige Underwriting Services offers a range of competitively priced policies to suit different requirements and budgets. Their current household product range includes both standard and non-standard home insurance.

The standard home policy provides comprehensive buildings, contents and all risks cover for houses, flats and apartments. Contents only cover is also available for flats and apartments.

The non standard home policy is a specific product specially designed for homeowners with unique requirements. It covers unusual buildings, old homes, properties with poor claims experience and buy to let properties. Cover for holiday homes and caravans is also available.

Prestige home policies include all the essentials to protect you and your home, as well as many great benefits as standard. Typical features include accidental damage, burst water pipes, fire brigade charges, loss of rent, architects/surveyors/engineers and legal fees, plus many more. The policies are highly flexible and can be tailored to suit individual needs.

If you want to get a better idea of what is and isn’t covered in a Prestige home insurance policy, head to our home insurance documents page. Here, you can access the policy paperwork for home and property owners cover and read about the terms and conditions, benefits, exceptions and claims conditions, as well as useful hints and tips for protecting your property.

We are here to help

If you are interested in purchasing home insurance from Prestige Underwriting Services Ltd and want to find out more, please don’t hesitate to get in touch via phone or email. One of our friendly and experienced advisors here at Chill will be able to provide you with further information about their product range and discuss your options with you.