Travel Insurance

Winter Sports

Find out what winter sports are covered under your travel insurance policy.

What activities are covered with your winter sports travel insurance?

We cover all of the following activities in our winter sports travel insurance:

  • Cat skiing
  • Cross-country skiing
  • Glacier walking or trekking
  • Ice skating
  • Mono skiing
  • Off-piste skiing
  • Off-piste snowboarding
  • Recreational ski or snowboard racing
  • Skiing
  • Snowboarding
  • Snowmobiling
  • Tobogganing

While taking part in off-piste skiing and snowboarding, you must make sure that the areas in which you ski or snowboard are considered to be safe by the resort management.

The following are defined as extreme ski activities:

  • Bobsleighing
  • Freestyle skiing
  • Heli-skiing
  • Ice hockey
  • Lugeing
  • Skeletons
  • Ski acrobatics
  • Ski racing or training (non-professional)
  • Ski stunting
If you will be taking part in any of these extreme ski activities, you will need to pay an additional premium to be covered. To arrange this, please contact our customer service team on 01 279 9989.

Do you cover mountain rescue?

Mountain rescue is covered on our policy provided you have paid the appropriate winter sports premium, or you have arranged an Annual Multi Trip which includes winter sports cover for free.

Do you provide travel insurance cover for a whole season?

If you are looking for cover for the whole season, you can be covered with our Long Stay policies, which can cover trips of up to 12 months. Winter sports cover is available on all of these policies.

Am I covered if I am a ski instructor or if I am going to ski instructor school?

Unfortunately, we can only cover ski and ski training on a non-professional basis.

Am I covered for more extreme winter sports activities, like heli-skiing or ice hockey?

We can cover you for winter sports activities such as recreational skiing or snowboarding if you have paid the additional winter sports premium or if you have arranged Annual Multi Trip cover.

If you are under 50, we can also cover you to take part in the following extreme ski activities if you pay the appropriate extra premium:

  • Heli-skiing
  • Ski acrobats
  • Ski stunting
  • Freestyle skiing
  • Ski racing and training (non-professional)
  • Ice hockey
  • Skeletons
  • Bobsleighs

If you will be taking part in an extreme ski activity, please contact our Customer Service Department on 01 279 9989.