Hazardous Activities And Sports

Thinking about doing a hazardous activity or sport while you are abroad? Find out if your travel insurance covers you or not.

Am I covered for scuba diving when I go travelling?

Scuba diving is covered free on all our travel insurance policies for up to 14 days, provided you are qualified and that you will be diving no deeper than 30 metres. If you are not a qualified scuba diver or you are qualified but will be diving more than 30 metres, you will need to pay an additional premium for each day you will be scuba diving. To add this cover on to your travel insurance policy, please call our Customer Service Department on 01 279 9989.

Am I covered for bungee jumping when I go travelling?

Yes, you are covered for up to 3 bungee jumps free on all of our travel insurance policies.

Am I covered for white water rafting when I go travelling?

Chill offer cover for white or black water rafting (grades 1 to 4) free on all our travel insurance policies. If you will be taking part in white or black water rafting (grades 5 to 6), you will need to pay an additional premium. Please call our Customer Services Department on 01 279 9989 to add this cover on to your policy.

I will be doing an activity that the terms and conditions state there is no personal accident/personal liability cover for. What does this mean?

If you will be doing an activity that the terms and conditions state there is no Personal Accident or Personal Liability cover for, it is just these two sections of your travel insurance that will be excluded. If you have an accident and injure yourself, you will still be covered for medical expenses, but you will not be able to claim under the separate Personal Accident or Personal Liability sections.