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Directors and Officers

Insuring Your Senior Management Team

What does Directors & Officers Insurance protect my business against?

Directors & Officers Insurance provides cover for Directors & Officers for defence costs and legal liability for claims & prosecutions made against them personally while acting in their role within the insured's business. It also covers costs incurred during investigations by the regulators or authorities.

What extensions can be added?

There are a number of extensions which can be added to this policy and they include Benefit Plan Liability, Corporate Legal Liability, Employment Practices Liability, Crime Cover & Kidnap& Extortion Costs.

  • Benefit Plan Liability provides cover for the wrongful acts, errors or omissions of trustees, companies, directors, officers& employees in respect of pension schemes or other benefit plans.
  • Corporate Legal Liability provides cover for defence costs and legal liability for claims & prosecutions made against the company. It also covers costs incurred during investigations by the regulators or authorities.
  • Employment Practices Liability provides cover for Directors, Officers & Employees for defence costs and legal liability for claims & prosecutions made against them for wrongful employment practices.
  • Crime Cover provides cover for companies for theft committed by directors & employees.
  • Kidnap & Extortion Costs provides cover for companies, employees &/or their relatives for expenses in connection with a kidnapping, extortion, hijacking, wrongful detention, political threat or cyber extortion.