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Business Interruption Insurance

Guarding Against Disruptions

I'm interested in business interruption insurance, can you give me some information?

Of course! Business Interruption Insurance provides cover if you suffer a financial loss as a result of a property damage claim, as well as covering your loss of gross profit or gross revenue.

Does it cover anything else?

It can also cover additional expenses, loss of rent, cost of alternative accommodation or increased cost of working. For example if you need to move premises temporarily in order to keep your business open.

There are some optional extensions you can avail of depending on your requirements, which include Denial of Access, Loss of Public Utilities, Notifiable Diseases, Murder & Suicide, Food or Drink Poisoning & Suppliers or Customer Premises Extension

The Limit of indemnity usually depends on your requirements and would normally have an Indemnity Period of 12 months from the date of the loss but again this can be increased if required.