What €230 Really Gets You (Thanks to Chill)

January always feels like the perfect time for a financial reset. Between the post-Christmas credit card statements and the looming NCT reminder, most of us are looking for ways to make our money stretch a bit further.

Here's something worth knowing: Chill customers save an average of €230 on their car insurance. That's €230 back in your pocket, every single year, just by switching to a policy that actually suits your needs.

But what does €230 really mean in practice? Let's break it down and see just how far your savings can take you.

The Power of €230: What Your Savings Can Buy

€230 might not sound like a fortune, but when you start adding up the everyday treats and little luxuries it can cover, the picture gets pretty interesting.

Your coffee habit, sorted

If you're a regular at your local café, €230 covers roughly 65 takeaway coffees. That's your Friday morning latte or flat white, paid for, for the entire year.

A proper night out

In Dublin or Cork, €230 easily covers dinner for two at a decent restaurant, drinks included. Or stretch it further with seven casual dinners out over the course of a few months.

Fuel for your commute

With petrol prices where they are, €230 fills your tank about three to four times, depending on your car. That's a month or two of commuting costs, covered.

The chicken fillet roll economy

Let's be honest, the humble chicken fillet roll is an Irish institution. At around €5 a pop, your savings get you 46 of them. That's lunch sorted for nearly two months.

Streaming everything

Keep Netflix, Spotify, and Disney+ running for five to six months without worrying about the subscription costs piling up.

A getaway

Fancy a weekend in London, Edinburgh, or Barcelona? €230 covers your return flights during off-peak times, leaving you with spending money once you land.

Stay fit

A six-month gym membership at many local leisure centres costs around €200 to €250. Your car insurance savings could fund half a year of fitness goals.

The point? These aren't hypothetical examples. This is real money that Chill customers save year after year by choosing smarter car insurance.

Why Switching Car Insurance Is One of the Easiest Wins

We all know we should shop around for car insurance. The problem is, who has the time to ring five different insurers, repeat your details over and over, and then try to compare policies that all seem to be written in a different language?

That's where Chill comes in. Instead of doing the legwork yourself, Chill checks prices across multiple trusted Irish insurers in one go. You fill in your details once, and the comparison happens automatically.

Here's why that matters: insurers price policies differently based on your age, location, car type, driving history, and about a dozen other factors. What's expensive with one company might be brilliant value with another. Without comparing, you're essentially guessing.

The average saving with Chill is €230, but plenty of drivers save even more. It depends on your circumstances, but the principle stays the same: comparing pays off, and Chill makes it quick.

What Chill Offers: Simple, Clear, Good-Value Car Insurance

Switching insurers can feel like a leap of faith, so here's what you actually get with Chill:

Fast quotes that compare multiple insurers

Get personalised prices from trusted Irish insurers in minutes. No need to contact each one individually or spend your afternoon on hold.

Transparent pricing

What you see is what you pay. No "additional" admin fees popping up at checkout.

Trusted insurer partners

Chill works with established, regulated insurers who are authorised to provide cover in Ireland. You're getting real policies from real companies, backed by proper financial oversight.

Cover that fits your needs

Whether you want comprehensive cover, third-party fire and theft, or just third-party, Chill helps you find the right fit. Optional extras like breakdown cover or protected no-claims bonus are there if you want them, skippable if you don't.

Support when you need it

If you have questions about your quote, what's covered, or how to make changes, Chill's team is available to walk you through it. No automated menus, no getting lost in call centre loops.

The goal is straightforward: help Irish drivers find good-value car insurance without the usual hassle. Compare properly, choose confidently, and save money while you're at it.

How to Switch in Minutes

Worried that switching sounds like a weekend project? It's simpler than you think.

Step one: Get your quote

Head to Chill's website and answer a few straightforward questions about yourself, your car, and your driving history. The form takes about five minutes, and you'll see quotes from multiple insurers straight away.

Step two: Compare your options

Review the prices and cover levels side by side. If you're not sure what something means or which option suits you best, Chill's team can explain it in plain English.

Step three: Choose and buy

Pick the policy that works for you, complete your purchase online, and you're done. Your cover starts when you need it to, and your new insurance documents arrive by email.

If your current policy hasn't expired yet, don't worry. You can switch mid-term, though there might be a small cancellation fee from your old insurer. Often, the savings you make with your new policy more than cover that fee anyway.

The whole process, from first click to fully insured, usually takes less than 15 minutes. Compare that to ringing around insurers individually or accepting whatever renewal quote lands in your letterbox.

Your €230 Is Waiting

Car insurance is one of those things we all need but nobody particularly enjoys paying for. The good news? You don't have to overpay for it.

When you switch to Chill, you're doing what smart Irish drivers have been doing for years: comparing properly, choosing wisely, and keeping more money in your pocket. That average €230 saving isn't small change. It's fuel for your car, food in your fridge, or a weekend break you've been putting off.

So here's the question: what would you do with an extra €230 this year?

Ready to see how much you could save? Get a quick car insurance quote with Chill today.

[Savings based on survey of new customers who switched to Chill and participated in survey. Survey of 868 customers conducted in March 2025. Savings may vary.]