Is Business Interruption Insurance For You?

Useful Information

If you are the owner of your own business it is important to protect what is most valuable to you. A common mistake by business owners is only protecting the actual property of their business. But what happens if your building was damaged and it affected your company from functioning? Here we take a look at why you should consider taking out a business interruption policy.

What is Business Interruption Insurance?

Having a Business interruption policy in place will cover your company if for some reason it was unable to function efficiently. For example, if you owned a warehouse and there was a major fire that destroyed the building, your property would not only be covered, but you would also be compensated for the length of time your company was unable to function.

Business interruption insurance can also cover you for loss of rent or it can provide alternative accommodation for your business.

Policy Extras

One of the most important policy requirements is to make sure the limits are sufficient to cover your company for more than just a few days. In the unfortunate event of a major flooding or fire, you need to leave yourself a sufficient amount of time to get yourself and your business back on its feet.

It is important to note that the cost of each policy will vary depending on your type of business. For example, a restaurant would have a higher risk of a fire occurring than a newsagent.


Business interruption insurance can be one of the most valuable types of cover for business owners, whilst being one of the most overlooked. For more information, you can give us call on 1890 26 25 55 where a member of our team will provide help every step of the way.