School Insurance Policy FAQ's
Frequently Asked Questions
- What is the difference between option 1 and 2?
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- Option 1
- Option 1 provides cover whilst participating in any activities authorised or organised by the school attended by the Insured Person in Ireland; and whilst travelling directly from home to the school within Ireland and return therefrom.
- Option 2
- Option 2 provides 24 hour cover for the insured person.
- What is covered?
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Accidental Bodily Injury resulting in: Death €7,500 Permanent total disablement €100,000 Loss of one limb or loss of sight in one eye €100,000 Loss of more than one limb; or loss of sight in both eyes; or loss of one limb and loss of one eye €100,000 Loss of hearing in both ears €100,000 Loss of hearing in one ear €30,000 Loss of speech €100,000 Medical expenses following accidental bodily injury Up to €25,000
(€50 excess)Dental expenses following accidental bodily injury Up to €25,000
(€50 excess)Hospital confinement (per day = 24 hour period) €20 per day up to a maximum of 90 days The maximum limit under items 1 to 6 for any one accident €100,000 - What is the minimum and maximum age of a child that can be put on cover?
- The child must be between 3 and 13 years old.
- What do you mean by 'Bodily Injury'?
- Means injury which is caused solely by accidental means and which independently of illness or any other cause.
- What are dental expenses?
- These are all reasonable costs necessarily incurred as a result of an accident provided that such treatment is for the relief of immediate pain only and is incurred within 72 hours of such accident.
- What are medical expenses?
- These are all reasonable costs irrecoverable from any other source necessarily incurred within 12 months as the result of an accident for hospital and medical expenses.
- What is an excess?
- This is the portion of any claim that is not covered by Insurers.
