What the newspapers are saying about Chill.ie:
- In 2007, InsureMe.ie were chosen over competitors by Nick Webb EVERY week as offering the best value on insurance.
- Our car insurance product appeared over 80% of the time as well as InsureMe.ie appearing regularly for our home, marine and travel products.
- We were in his column EVERY week last year as offering the best price for at least one of our products.
Latest Chill.ie Press
Where to get a mortgage deal
Tracker mortgages, with their attractive rates, are on the way out, but borrowers still have choices.
Tracker mortgages have been a very attractive option for homeowners in Ireland, offering better rates than standard variable rate mortgages. The problem now is that many lenders have stopped offering tracker mortgages altogether, and those that still do are making the rate comparable with variable rates. Trackers follow the European Central Bank (ECB) rate, charging borrowers a margin above it. Read on...
Chill.ie Launches 'No Fee' Mortgage Service (July, 2008)
Pressure on traditional mortgage brokers has increased with the launch tomorrow of a new 'no fee' mortgage service by online comparison site, Chill.ie. Online provider Chill.ie's new service charges no fee and sources quotes from all the major providers, submits applications and liaises with lenders on any queries. 'We will source the best quote, advise customers on their submission, manage all the administration and deal with third parties such as solicitors,' added Joanna Kavanagh. Read on...
First-time buyers feel squeeze
FIRST-TIME buyers need a deposit of at least €30,000, with some lenders demanding as much as €65,000, before funding their first purchase of an average-priced house. Read on...
Chill.ie invests €1m in new online consumer insurance service.
CEO Orlagh Nevin: "Today people are busy. They don't have time to ring 14 different suppliers to get their insurance needs addressed whether it's a quote or some guidance. Chill.ie will shake up a sleepy insurance sector and change that because in less than five minutes we can present you with a quote that has searched 14 plus underwriters. Plus if you have a query on any of our policies we have a fully staffed call centre who can help." Read on...
Customers move to online insurance transactions.
Currently, only 1 to 2 per cent of general insurance transactions are carried out online, but that looks set to change, according to a report published last Friday. Read on...
Motorists Paying Price for Insurance Apathy
A new study has found that Irish motorists can save up to €480* on car insurance by shopping around. The report was commissioned by Chill.ie, a new Irish owned web based insurance broker, that aims to take the hassle out of obtaining or changing motor insurance. However, the Chill.ie report, which was carried out by the Finlay Consultancy, also warns that motorists should beware of simply going for the cheapest price. Read on...
New Online Broker Aims to Cut Home Insurance Cost
A new study has found that Irish consumers can save over 25% on house insurance by shopping around. The report was commissioned by Chill.ie, a new Irish owned web based insurance broker, that aims to take the hassle out of obtaining or changing home insurance. However, the Chill.ie report, which was carried out by the Finlay Consultancy, also warns that consumers should beware of going for the cheapest price. Read on...
Ones to Watch - Business and Finance
Chill.ie is a new Irish owned online consumer insurance service that aims to take the hassle out of changing and obtaining insurance including home or motor. It provides the convenience of online quotes from up to 14 underwriters. Plus direct contact through a call centre if the consumer has any queries or needs advice either at the purchase or claims stage. Read on...
New Report Highlights Potential for Online Insurance in Ireland
A new study finds that Ireland is well behind other countries when it comes to the provision of online insurance services. The report was commissioned by Chill.ie, a new web based Irish owned insurance broker, that aims to take the hassle out of obtaining or changing home, motor, life and travel insurance. Read on...
Review of the General Insurance Market in Ireland by Tom Finlay April 2008
The objective of this high-level review of the General Insurance Market in Ireland is to consider how a consumer might evaluate the overall value being provided. This report concludes that in order to do this not only the price must be taken into account but also key product and service features.
The report focuses exclusively on the two dominant General Insurance sectors namely, Home Insurance and Motor Insurance.
The business context of the report is the trend towards the online purchase by consumers of Financial Services and in particular General Insurance. This trend is well established in major economies such as the UK and the US but is only in its infancy in Ireland .
Among the key issues explored by the report is how the consumer can be provided with good value once the transaction is carried out online. Read the full report...
Save 45 per cent on home insurance
Mayo residents can save up to 45 per cent or almost €250 by shopping around for home building and contents insurance according to a new study by online comparison insurance company Chill.ie which has been published in association with the Sunday Times home section. Read on...
Source: Sunday August 02 2009
OK, so a cruiser bike is more suited to the beach boardwalks of California than the wooden walkways that cross some of the bogs in deepest Offaly. But that's what you'll be able to afford by avoiding Axa's home insurance for a six-bed house in Tullamore, €280k rebuild costs and €60k contents cover.Best: Chill.ie €325.97
Avoid: Axa €649
Saving: €323.03
Source: Thursday June 25 2009
You wouldn't want to be protected would you? It would be really stupid leaving a window open or a laptop just lying around. Especially an unencrypted one with loads of sensitive bits of customer information on it. Could anyone be that dumb? Cover for a €350,000 pad in Clonsilla, Dublin 15, with €180,000 rebuild and 20 per cent contents cover. No claims for five years and a €200 excess. Quotes from www.chill.ie
Best: Zurich €226.57
Avoid: Hibernian Aviva €633.81
Saving: €407.24
Source: Sunday June 07 2009
Live the dream for the three days a year that your roof can be rolled back. Cover for an open topped 2008 Ford Focus coupe cabriolet 1.6L (value €20k), for a 35-year-old female driver in Galway city, with no points and no claims for five years. Parked off road. Alarm. Excess €200. Dear God, is Hibernian really that dear? Double the price, according to broker quotes.
Avoid: Hibernian Aviva €899.68
Saving: €494.57
Source: Sunday June 07 2009
Now that Rocky has gone back to Australia and the Heino cup has been retrieved from Kiely's, it's back to the serious business of . . . em . . . sailing. Yacht insurance is scarily dear at the established players, go online for way cheaper policies. Coastal cruising cover for a €119,000 Jeanneau Sunfast 40, based in Dun Laoghaire.
Best: Chill.ie €924.00
Avoid: Hibernian Aviva €1,168.75
Saving: €244.75
Source: Sunday May 17 2009
Home insurance for a €600,000 home in Sligo, with a €300,000 rebuild cost, €90,000 contents cover, no claims for five years, excess €200, usual alarms and stuff for a pair of 50-year-olds. Phew. Try saying all that in one breath. Save enough for a DS Lite
Best: Zurich Home Star (via Chill.ie) €219.83
Avoid: FBD online €394.25
Saving: €174.42
Source: Sunday April 12 2009
Home insurance for a €600,000 house in Athy, Co Laois, €200,000 rebuild and 20 per cent contents. No claims for five years. Usual alarms and locks. Excess €200. For two 45-year-olds.
Best: Chill.ie (with home relax) €205
Avoid: Wrightway €298
Saving: €93
Source: Sunday April 12 2009
Full car insurance for a 40-year-old Drogheda male driver with four points and three-year no-claims, driving a €21,000-valued 2006 Alfa Romeo 159. Usual alarms and locks. Parked on road. Excess €250
Best: Chill.ie €680.26
Avoid: Hibernian €1,511.19
Savings: €830.93
Source: Sunday March 29 2009
Fully comp cover for a 60-year-old woman driver from Nenagh, Co. Tipperary, driving a €15k 2005 Volvo S40. No claims or points. Parked off road. €200 excess.
Best: Chill.ie €311.12
Avoid: Axa €547.18
Saving: €236.06
Source: Sunday March 15 2009
Fully comp car insurance for a €7,500 valued 2006 Kia Picanto 1l for a 55-year-old Cavan woman with no points, no claims for five years. Fully alarmed. Parked on drive. Excess €200. Named driver is a 19-year-old chap with a provisional licence -- one year no-claims as a named driver. You'd save enough for two round-the-world air tickets.
Best: Chill.ie €1,024.72
Avoid: XS Direct €4,521.78
Saving: €3,497.06
Source: Sunday March 01 2009
Boink. That's the sound of your insurance premium going through the roof. Cover for a 30-year-old woman -- with one smallish €2,000 claim two years ago -- driving a €20,000 Peugeot 307 in Portlaoise. No points and a €200 excess. Save enough for a trip to Wales to see Ireland play.
Best: chill.ie €440.10
Avoid: Axa €1,080.04
Saving: €639.94
Source: Sunday February 22 2009
Save enough for a weekend for two in Westport's Knockranny Hotel with some spending money left -- perhaps enough to cover a minibar raid -- when you get your car insurance online from Chill.ie. They're throwing in breakfast, one dinner and a bottle of wine. Based on third-party, fire and theft insurance for a 29-year-old male from Tipperary driving a 1-litre 2008 Toyota Aygo. He's got a year's worth of no claims and no points.
Best: Chill.ie €471.26
Avoid: ARB €948.68
Saving: €477.42
Source: Sunday February 22 2009
Save enough for a Garmin 250 Europe GPS if you get home insurance through Chill.ie rather than Wrightway. Hopefully its shouty voice won't cause you to end up driving into any rivers or off any piers. Cover for a €750k house in Clonmel, €325k rebuild and €35k contents insurance.
Best: Chill.ie €281.38
Avoid: Wrightway €418.39
Saving: €137.01
Source: Friday February 06 2009
Car insurance for learners can cost more than the car if you're not smart. Cover for a 17-year-old chap driving a 2006 Micra in Kilkenny on a provisional licence isn't cheap. Probably because 17-year-olds are rubbish drivers.
BEST Chill.ie €1,993.90 per year AVOID Axa €2,544.78 SAVING
Source: Sunday November 23 2008
Pensioner car insuranceBrian Cowen knows all to well the folly of mucking about with pensioners. Insurance companies haven't learnt that lesson yet. How on earth can fully comprehensive car insurance for a 65-year-old Ennis chap with a clean licence and no claims driving a Opel Astra be nearly twice as expensive at ARB.
Best: Chill.ie €281.27
Avoid: ARB €557.05
Saving: €275.78
Oh... just can't wait till the new '09 plates. Bet you won't see your first one till about June though. Fully comp cover for a €70,000 Beemer 530 for a 40-year-old man from Malahide, Co. Dublin, with no points, no claims for five years and a €250 excess.
Best: Chill.ie €414.36
Avoid: Hibernian €899.20
Saving: €484.84
Source: Sunday November 09 2008
Car insurance for learnersEven Lewis Hamilton had to start somewhere. Cover for a 50-year-old woman from Swords and her sullen 17-year-old son, driving a 2006 Polo. No points or anything nasty -- except that big scratch he hasn't told her about yet.
Best: Chill.ie €1,137.70
Avoid: AXA €1,258.58
Saving: €120.88
Best: Chill.ie €335.15
Avoid: AXA €650.67
Saving: €315.52
Source: Sunday Independent, June 8th 2008 - "Make Me Richer" - By Nick Webb
"It's hard enough learning to drive without having to worry about boozed-up Fianna Fail TDs. But at least there are massive savings to be had trawling around for insurance. Fully comp car insurance for an 18-year-old male driver, provisional licence, no points, no claims, excess €250, driving a 2008 Toyota Yaris bought for €16k in Galway"
Best: €2,384.20 Chill.ie formerly Insureme.ie
Avoid: €3,014.27 Hibernian
Saving: €630.07
Source: Sunday Independent, June 1st 2008 - "Make Me Richer" - By Nick Webb
"Builders would almost certainly be wolf-whistling if they weren't all down in the dole office. Car insurance for a €30,000, 2008 Mazda MX-5 (1.8L) for a 30-year-old female from Killiney, with no points and five-year no claims."
Best: Chill.ie (formerly known as InsureMe.ie) €365.22
Avoid: Axa Plus €822.67
Saving: €457.4
Source: Sunday Independent, May 25th 2008 - "Make Me Richer" - By Nick Webb
"Even trying to pronounce Ssangyong Rodius would get you breathalysed. Save up to €500 per year by insuring the world's ugliest car online. Cover for a 45-year-old Co Wicklow, woman with no points and five years no-claims driving a €36,000-valued 2008 Ssangyong."
Best: €359.92 Chill.ie, formerly InsureMe.ie
Avoid: €858.99 ARB
Savings: €499.07
Source: Sunday Independent, March 30th 2008 - "Make Me Richer" - By Nick Webb
"Cover for a 60-year-old male driver, with four points and one year's no claims, driving a muddy €7,000 Citroen Saxo in Offaly."
Best: InsureMe.ie €391.91
Avoid: ARB €883.97
Savings: €492.06
Source: Sunday Independent, March 23rd 2008 - "Make Me Richer" - By Nick Webb
"Shellsuited yoots rioting, burnt out motors, carjacking and quite a lot of dreadful language. Could Finglas be the new Paris? Fully comp cover for a 25-year-old male with full licence and no claims or points driving a 2008 1.5l subaru Impreza (€24,500) living in Finglas, Dublin 11. And yes...it is his."
Best: InsureMe.ie €379.79
Avoid: ARB €1,676.53
Saving: €1,296.74
Source: Sunday Independent, March 2nd 2008 - "Make Me Richer" - By Nick Webb
"Not-very-smart-role-model Damien Duff lost his licence after driving his Mini at 160kph. And we thought he just slept all day. More sensible drivers can save a chunk on their mini insurance by going to online brokers. Fully comp car insurance for €28,000 for a 2006 Mini Cooper for a 28-year-old Galway woman with four points, no claims for 5 years."
Best: InsureMe.ie €384.33
Worst: ARB €1,181.21
Saving: €796.88
Source: Sunday Independent, February 4th 2008 - "Make Me Richer" - By Nick Webb
It's pressure, pressure, pressure, for the yummy mummies in Ranelagh. How can we get a table in Mint for Saturday now that it's got a Michelin star? How will we get Oisin into the multi-denom national school? Can I get parking outside Mortons for the shopping? At least there's money to be saved getting cheapo car insurance for the environmentally friendly Toyota Prius, for a 40-year-old un-botoxed super mom with no points and five years no claims.?
Best: InsureMe.ie €275
Avoid: Eagle Star €945.05
Savings: €670.05
Source: Sunday Independent, January 27th 2008 - "Make Me Richer" - By Nick Webb
"Fully comp cover for a 20-year-old Meath man with no points, three years no claims driving a new Nissan Micra (snigger) worth over €17,000. By the way, real men don't drive Micras."
Best: InsureMe.ie €529.63
Avoid: ARB €1,389.59
Savings: €859.96
Source: Sunday Independent, January 20th 2008 - "Make me Richer" - By Nick Webb
"Fully comp cover for a 50-year-old woman with no points from Mullingar, driving a 2005 Ford C-Max 1.6l (worth €16k) with a 17-year-old provisional driving male also to be covered."
Best: InsureMe.ie €924.27
Avoid: Axa Plus €1160.51
Savings: €236.24
Source: Sunday Independent Business Section - January 13 2008 - "Make me Richer" - By Nick Webb
"Some Irish car dealers could be facing charges for fixing the price of Citroen cars. Given that you may have been fleeced by your dealer, at least you can save a few euro by getting some cheapo car insurance. Fully comprehensive cover for a €15,000 2008 Citroen c3 1.1l for a 28-year-old womanliving in Howth, with no claims for five years and a full licence."
Best: InsureMe.ie €275.00
Avoid: ARB €755.00
Savings: €480.00
Source: Sunday Independent Business Section
"Save enough on car insurance to see the Cats win again next year! Fully comp car insurance for a 50-year-old Kilkenny woman with no points and five years' no claims, driving a 2004 Astra DESIGN 1.6, with a 17-year-old son on a provisional licence and no points."
Best: InsureMe.ie €893.00
Worst: Axa €1,815.66
Savings: €922.66
Source: Sunday Independent - 16th December 2007 - "Least amount of effort" by Nick Webb
"Online brokers such as InsureMe.ie have come up with the cheapest quotes all year. Axa, Eagle Star and Royal Sun Alliance are stonkingly poor value quite a lot of the time"
Source: Sunday Independent - 2nd December 2007 - "Make Me Richer" - by Nick Webb
"For an air-kissing 17-year-old girlie driving a brand spanking new Mini One, with no points and a provisional licence. Send Daddy the bill."
Best: InsureMe.ie €1699.00
Avoid: AXA €3,014.87
Savings €1,315.87
Source: Sunday Independent - 25 November 2007 "Make Me Richer" - by Nick Webb
"Screeeech, Skiid, Splash_Bump! The World Rally Championships almost made local drivers look safe. Rally winner Sebastien Loeb drove a souped up Citroen C4. Insuring a normal C4 for a 30 year-old Sligo man with four points and a surprisingly long no claims period ain't cheap."
Best: InsureMe.ie €299
Avoid: ARB €984.68
Savings €685.68
Source: Sunday Independent, April 13th 2008 - "Make me Richer" - By Nick Webb
"Cover for a 50-year-old couple in a three-bed in Kilkenny, with rebuild costs of €200,000 and €50,000 contents cover. All the usual alarms and stuff."
Best: InsureMe.ie €119.22
Avoid: €330.56 Allianz
Saving: €211.34
Source: Sunday Independent, March 30th 2008 - "Make me Richer" - By Nick Webb
"Cover for a €400,000 home in darkest Longford (or should that be an entire village for the price?). Rebuild costs of €175,000 plus 20 per cent contents cover for customers with all the usual alarms and no claims for about a zillion years."
Best: €119.22 InsureMe.ie
Avoid: €268.12 RSA
Savings: €148.90
Source: Sunday Independent, March 23rd 2008 - "Make me Richer" - By Nick Webb
"Cover for a €350,000 home in Mayo, with €200,000 rebuilding costs and 20 per cent contents cover. No claims or anything nasty for ages."
Best: InsureMe.ie €127.55
Avoid: JR Clare €327.62
Savings: €200.07
Source: Sunday Independent, March 9th 2008 - "Make me Richer" - By Nick Webb
"Move down to Kilkenny to keep an eye on Paddy Mullins' stable. Save a few bob on the house insurance while backing a few Mullins' bumper hopefuls. Cover for a €3m Kilkenny home, with €1m rebuild, 40 per cent contents and no claims"
Best: InsureMe.ie €566.16
Avoid: Prestige €1,189.66
Saving: €623.50
Source: Sunday Independent, February 17th 2008 - "Make me Richer" - By Nick Webb
"There's a panther on the loose in darkest Tipperary. Better get the house insured properly. Or get a big scary dog. Cover for a €450,000 pad with €200k rebuild and 20 per cent contents cover. No claims for five years and all the usual alarms and locks."
Best: Insureme.ie €130.05 per year
Avoid: Allianz €296.49
Source: Sunday Independent, January 20th 2008 - "Make me Richer" - By Nick Webb
"Cover for a €400,000 detached house in Donegal with €180,000 rebuild and 20 per cent contents, no claims for five years and all the usual locks and alarms for a pair of 40-year-olds."
Best: InsureMe.ie €162.73
Avoid: Allianz €336.10
Saving: €173.37
Source: Sunday Independent, Sept 9th 2007 - "Make me Richer" - By Nick Webb
"Wii all over the place, as savings on your home insurance can leave you with enough spare cash to buy a Nintendo Wii and not one but ten games. Insurance for a €450,000 three-bed apartment in Sandyford, Dublin 18, with normal locks, two smoke alarms. No burglar alarm and no claims for five years for a couple of 35-year-olds."
Contents cover of €45,000
Best: InsureMe.ie €339.00
Worst: Allianz €1,011.21
Savings: €672.21
Source: Sunday Independent, January 13th 2008 - "Make me Richer" - By Nick Webb
"Sligo is now officially the yuckiest town in the country. Tallaght must be delighted. At least Sligo people can pocket a few bob on house insurance when they're not scattering litter all over the place. Cover for a €275,000 semi-d, with €100,000 rebuild, 20 per cent contents cover, five years no claims, some locks and stuff for a pair of scruffy 50-year-olds."
Best: InsureMe.ie €130.05
Avoid: Prestige €246.57
Savings: €116.5
Source: Sunday Independent 16th December 2007 "Make Me Richer" Compiled by Nick Webb
Car Insurance
"Online brokers such as InsureMe.ie have come up with the cheapest quotes all year. Axa, Eagle Star and Royal Sun Alliance are stonkingly poor value quite a lot of the time."
Source: Sunday Independent - 2nd December 2007 Make Me Richer - Compiled by Nick Webb
Car Insurance
"For an air-kissing 17-year-old girlie driving a brand spanking new Mini One, with no points and a provisional licence. Send Daddy the bill."
Best: InsureMe.ie €1699.00
Avoid: AXA €3,014.87
Savings €1,315.87
Source: Sunday Independent - 25 November 2007 Make Me Richer - Compiled by Nick Webb
Travel Insurance
"Boyzone go back on tour in the UK next year. Keet, Wonan, Shane and the other two will be working their way back to you from May 2008. The cost of insurance for five not-so-young anymore boys travelling to Britain for a month could eat into the glutamine budget."
Best: InsureMe.ie €31.16
Avoid: Ryanair.com €124.97
Savings €93.81
Source: Sunday Independent - 4th November 2007 Make Me Richer - Compiled by John Reynolds
Travel Insurance
"You're 21 and finished that really interesting arts degree at some fee paying university but you're not yet ready to slowly transform into a character from the office. Delay the inevitable and go backpacking instead. Basic Backpacker Insurance, worldwide including the United States, for a year."
Best: InsureMe.ie €195
Avoid: AIB €329
Savings: €134
Source: Sunday Independent - 28th October 2007 Make Me Richer - Compiled by Nick Webb
Exclusive Readers' Offer
"Sunday Independent readers can save a bundle on life insurance, mortgage protection or serious illness cover with InsureMe.ie through our exclusive readers' offer. It's better than a poke in the eye with a sharp stick. Save up to 60 per cent off your first year's premium. This deal runs until 5.30pm on Wednesday October 31st 2007 (terms and conditions apply). Details at www.insureme.ie/indo or telephone locall 1890 30 20 20."
Car Insurance
Cover for a 25 year old male driver in Swords, with no points, a bumfluff moustache, four years no claims and a full licence, driving a new Daihatsu Charade 1litre.
Best: InsureMe.ie €275 per year
Avoid: Hibernian €927.01
Savings: €847.24
Source: Sunday Independent - 14th October 2007 Make Me Richer - Compiled by Nick Webb
Boat insurance
"Blem up and down Lough Erne in a shiny €200,000 Sheerline 1050 Motor Cruiser. Insurance cover will be needed, as jealous onlookers will probably chuck stones at it."
Best: InsureMe.ie €818 per year
Avoid: Eagle Star €975
Saving: €157
Car insurance
Range Rovers are the new navy Mercs. A top suit wouldn't be seen dead in anything less. Fully comprehensive cover for a 50-year-old Ballsbridge man with no points and a new 3.6l Range Rover. But how can he recognise it in the parking lot of the Four Seasons?
Best: InsureMe.ie €549.00
Avoid: ARB €1,625
Saving: €1,076
Source: Sunday Independent Business Section - Sunday 7th October 2007 Make Me Richer by Nick Webb
Free sweets for three years
Save enough to eat sweets every day until the end of 2010 by shifting your car insurance. Fully comprehensive car insurance for a 50-year-old Ballinasloe male driving a 2006 Mercedes CLK 280 (value €65k), four points and five years no claims.
Best: €529.00 InsureMe.ie
Worst: €1473.62 ARB
Savings: €944.62
Free pants
Buying a cheaper travel insurance from someone like insureme.ie or annualmultitrip.com to cover a family of four ski-ing for a week in France will save enough to buy not one but three pants at M&S.
Best: InsureMe.ie €28.80
Avoid: Usit €61.80
Saving: €33
Source: Sunday Independent Business Section - Sunday September 23 2007 Make Me Richer
- Compiled by John Mulligan
Motor Insurance
This 50-year-old driver has spent his driving life passing out tractors on the roads
around Tullamore. With the National Ploughing Championships kicking off on Tuesday,
he's positively apoplectic. He wants to take a leaf from Minister for Agriculture
Mary Coughlan's lexicon and tell every one of them to "f*** off", but
knows it will do no good. Meanwhile, the six points he's already earned have only
marginally dented his passion for speeding. How much for the Offalyman to insure
his mud-splattered 2002, two-litre Mercedes C-180?
Best: InsureMe.ie €354.90
Avoid: ARB €778.54
Saving: €423.64 per annum
Travel Insurance
Coarse, eh? History sadder than Poland? At least we didn't invade it. Or France. Or Russia. Or Belgium. German ambassador Herr Christian Pauls found a handy scapegoat last week as he claimed his comments to a group of German industrialists in Dublin had been misinterpreted by a translator. Alles klar. How much for travel insurance for two adults to spend two weeks in Germany re-educating the locals?
Best: InsureMe.ie €30.60
Avoid: Usit €57.70
Saving: €27.10
Source: Sunday Independent Business Section - 19th September 2007 Make Me Richer - Compiled by John Mulligan
Travel Insurance
If you're a rugby fan, then you've probably got Georgia on your mind. Not to mention last weeks embarrassment against Namibia. Ancestors of the Dutch and German settlers in the west African state spearhead and Oktoberfest in Namibia's capital, Windhoek next month. As well as the steins of beer, there'll be master sausage makers churning our bratwurst and a competition to see which waitress can carry the most beer. The prize; a large sausage. Worthy of a Carry On film. What's the cost of travel insurance for two adults visiting the African continent for a month?
Best: InsureMe.ie €50
Worst: Usit €108
Saving €58
Car Insurance
For a 32 year old male living in Tralee, who's been a bit naughty on the roads and clocked up four penalty points. Driving a 1.6 litre 2004 Toyota Avensis, his 28 year old girlfriend is a named driver. She has no points, so she keeps reminding him.
Best: InsureMe.ie €279
Avoid: ARB €774.95
Savings: €495.95
Source: Sunday September 9th 2007 Make me Richer - Compiled by Nick Webb
Lads-on-tour travel insurance
Cover for eight Ross O'Carroll Kelly lookalikes heading off to the World Cup for the full monty. Not just one match but the full six weeks. Roysh. Save enough to buy 100 pints of frenchy lager Pelforth . . . not to be consumed in one sitting, obviously.
Best: InsureMe.ie €160
Avoid: AA Ireland €620.80
Saving: €460.80
Home insurance
Wii all over the place, as savings on your home insurance can leave you with enough spare cash to buy a Nintendo Wii and not one but ten games. Insurance for a €450,000 three-bed apartment in Sandyford, Dublin 18, with normal locks, two smoke alarms. No burglar alarm and no claims for five years for a couple of 35-year-olds. Contents cover of €45,000.
Best: InsureMe.ie €339.00
Worst: Allianz €1,011.21
Savings: €672.21
Car insurance
Save enough on car insurance to see the Cats win again next year! Fully comp car insurance for a 50-year-old Kilkenny woman with no points and five years' no claims, driving a 2004 Astra DESIGN 1.6, with a 17-year-old son on a provisional licence and no points
Best: InsureMe.ie €893.00
Worst: Axa €1,815.66
Savings: €922.66
Source: Sunday Independent – 02 September 2007 Compiled by Nick Webb
Motor Insurance
Car Insurance for a 65-year-old retired woman with no points, driving a €47,000 2007 Volkswagen Passat, with a five year no claims bonus and living in Tullamore, Co Offaly.
Best: €227 InsureMe.ie
Worst €426.90 Allianz
Savings €199.90
Source: Sunday Independent August 26th 2007 - Make me Richer Compiled by Nick Webb
Travel insurance
There's one heck of a savage price war going on out there. Cover for a couple of
30-year-olds on a three month career break travelling the world and doing dangerous
stuff like bungee jumping and diving, now costs half nothing. Ryanair, FYI.ie, Blue
Insurance and InsureMe.ie are all stunningly cheap.
Usit€ Don't use it.
Best InsureMe.ie €40.56 per person
Avoid Usit €186
Saving €145.44 per person
Motor insurance
Plenty of Roses in Tralee these days. Cover for a lovely girl -- perhaps a 30-year-old called Rose -- with a full licence, five-years of no-claims bonus and nul points driving a 2007 Ford Galaxy through the night as the pale moon rises above the green mountains near Tralee, Co Kerry.
Best InsureMe.ie €275.00 (Hibernian)
Worst Allianz €439.85
Saving €164.85
Make Me Richer – Sunday Independent 19th August 2007
Compiled by Nick Webb
Travel Insurance
After a post-Leaving cert celebratory yak all over Grafton Street, it’s off to Sydney for a month to recuperate for a pair of 18year olds.
Best: InsureMe.ie €90
Avoid: USIT €99.22
Savings: €9.22
Source: Make Me Richer – Sunday Independent 12th August 2007 - Compiled by Nick Webb
Motor Insurance
For a 42 year old female living in Cork City, with aspirations beyond her means and driving a 2006 1.8 litre mercedes CLK compressor coupe, and with four penalty points clocked up as a result of heavy right footed attired with overpriced jimmy choos. Try InsureMe.ie
Best: Hibernian €275
Avoid: Axa €385.26
Saving: €110.26 pa
Travel Insurance
If you’ve forgotten what it’s like to cast a shadow, load up and get out. Take four kids and your better half on a month-long tour to Europe’s hotspots, and go online for the insurance.
Best: InsureMe.ie €46.79
Avoid: USIT €90.12
Savings: €43.33
Source: Make Me Richer – Sunday Independent 05th August 2007 - Compiled by Nick Webb
Travel Insurance
Cover for Smelly backpackers on a gap year. Spray them with Lynx when they come back.
Best: InsureMe.ie €140.00
Worst: USIT €300
Saving: €160
Marine Insurance
You bought the ark -- just in case. So you might as well use it. Cover for €20,000 Warrior Powerboat with trailer, 70-horsepower engine for use on inland and coastal waters.
Best: InsureMe.ie €230.00
Avoid: Allianz €303.19
Saving: €73.19
Home Insurance
More good news for Michael O'Leary is that he could save a packet on home insurance cover for a €5m pad in the people's republic of Westmeath, with €2m rebuild costs and 50 per cent contents cover.
Best: €1,552.52 InsureMe.ie (Benchmark)
Avoid: €4,126.92 Crest
Saving: €2,574.40
Motor Quote
Go online for the best deals. Cover for a speedy Alfa romeo 156 for a 39-year-old male driver from Dublin with two recently acquired points.
Best: €255.00 InsureMe.ie (Sertus)
Worst: €880.25 ARB
Saving: €625.25
Source: Sunday Independent July 29th 2007 - Make Me Richer Column – Compiled by Nick Webb
Travel Insurance
Squelch, squelch, splash, splash. Four good reasons to leave Ireland for holidays in sunny South Africa. Annual worldwide cover for a family.
Best: InsureMe.ie €55
Avoid: AA Ireland €175
Saving: €120
Motor Insurance
Stripey shirt, pinstripe suit, brown shoes, no tie. It must be a spivvy property developer. Tumbling prices and sweaty bankers mean that getting a space to park the Land Rover down at the Four Season's isn't their only problem any more. Cover for a 45-year-old male with two points from Ballsbridge, driving a 2007 Land Rover.
Best: InsureMe.ie at €275.00
Worst: ARB €802.98
Saving: €527.98
Source: Sunday Independent – Financial Makeover Series 22 July 2007 - Edited By Jane Suiter
The guys at www.insureme.ie also have a list of useful tips. Applying some of these tips, insureme.ie took an example of a 30-year-old male driving a 2006 Ford Focus 1.6 valued at €25,000. The highest quote was ARBat €1,434 and the lowest with Allainz at €831.57 with Axa coming in at €888.31.
The driver already had two years of a no claims bonus. If one more year of driving on his parent’s car was added in, the Axa quote came down to €492.74. If he then added a spouse with her own car, it came down to €403.62.
Other changes such as reducing likely mileage, adding security and doing an advanced driving course all reduced the premium with various insurers.
However, the cheapest quotes were still €403.62 with Axa and €429 with Hibernian, representing savings of 83.56 and €830.26.
So shop around for your VW or Toyota as well as your petrol and insurance and save up to €2,700.
Source: Sunday Independent July 15th 2007 Make Me Richer Compiled by John Mulligan
Travel Insurance
Online polls are often about as releiable as an election promise, so no wonder Unesco’s nose was put out of joint last week as a new “popular” list of the world’s seven wonders was unveiled. Among them, Rio De Janiero’s Chrsit the Redeemer Statue. How much for travel insurance for two adults aged 66, for a two week trip to Brazil?
Best: InsureMe.ie €90
Avoid: Aer Lingus €220
Saving: €130
Car Insurance
Not the best place to be when the weather’s dreadful, but even boy racers on Inishmore need their freedom. How much for a 20-year-old male on the island to insure a 1-Litre Nissan Micra GX SR? Snazzy
Best: InsureMe.ie €391.09
Avoid: Allianz €1,483.29
Savings €1,092.20
Source: Sunday Independent July 8th 2007 Make Me Richer Compiled by Nick Webb
Car Insurance
Car Insurance for a 70-year-old male farmer with six points driving a Ford Mondeo in Mullingar. Is that near Killanaskully?
Best: InsureMe.ie €329.31
Avoid: ARB €1053.79
Savings €724.48
Travel Insurance
Dublin Airport ….or biting off your own finger, which would you choose? It’s a close call. Travel Insurance for a family with two kids for two weeks in the sun. Could the AA really be four times more expensive? Eh….yes.
Best: InsureMe.ie €30.60
Avoid: AA Ireland €122.40
Saving: €91.80
Source: Sunday Independent July 1st 2007 Make Me Richer Compiled by Nick Webb
Marine Insurance
Marine Insurance for an enthusiastic angler using an Orkney Longliner 2006 angling vessel in coastal waters, inclusive of engine value totalling €14,000.
Best: InsureMe.ie €190.00
Avoid: Allianz €255.62
Savings €65.62
Source: Sunday Independent June 24th 2007 Make Me Richer Compiled by Nick Webb
Holiday Insurance
Single Trip Travel Insurance for an 18-year-old male going to Ibiza for two weeks.
Best: InsureMe.ie €15.30
Avoid: AA Ireland €40.80
Savings €25.50
Source: Sunday Independent June 17th 2007 Make Me Richer - Compiled by Nick Webb
Holiday Insurance
Costa cover for two weeks in the sun for a couple.
Best: InsureMe.ie €25
Avoid: AA Ireland €81.60
Saving: €56.60
Car Insurance
Cover for a 35 year old woman from Clonee, Co. Meath, in a 2006 Nissan Micra with no points. Baby on board car sticker optional.
Best: InsureMe.ie €232 (Allianz)
Avoid: ARB €751
Savings: €519
Source: Sunday Independent June 10th 2007 Make Me Richer - Compiled by Nick Webb
Motor Insurance
When the white smoke finally appears, it’ll be time to divvy up the ministerial Mercs. One could easily save over €500 by shopping around for cover on a 2007 S280 Merc driven by a 50-year-old bloke with no points in Dublin. It’d leave plenty of money for e-voting machines or PPARS 2 or whatever plughole the new government chooses.
Best: InsureMe.ie (Eagle Star) €404
Avoid: ARB €918.24
Savings: €514.24
Source: Sunday Independent 3rd June 2007 Make Me Richer – Compiled by Nick Webb
Backpacker Insurance
Hey Man. You gotta go to Machu Picchu and the hippy trail at Kathmandu and Sydney and Thailand and, and, and ……… Worldwide travel cover for smelly students and smellier backpackers. You can even top it up with exam failure cover for an extra €21.
Best: Insureme €150
Worst: USIT €412
Saving: €262
Source: Irish Times Business Section on Friday 30th
Easter Sale on Travel Insurance
InsureMe.ie, an online insurance broker, is holding a sale on travel insurance for the easter season, offering annual cover to families from €58, excluding winter sports cover, and from €89 including winter sports cover. The sale prices are available to people who hold private health insurance and are under 68.
Sunday Independent Business Section Sunday 25th March Make Me Richer Compiled by Nick Webb
Car Insurance
For a 40-year-old soccer mom driving a 2005 Renault Espace with no points from Howth.
Best InsureMe.ie €255 (Axa Ladyfirst)
Avoid ARB €751
Saving €496
Home Insurance
Home Insurance for a €1.2m house in Terenure, Dublin 6W with €400,000 rebuild and 20% contents cover.
Best InsureMe.ie €239 (Eagle Star Homestar)
Avoid Allianz Select Home €632
Savings €393
Source: Sunday Independent Business Section Sunday March 18th 2007 Make Me Richer Compiled by Nick Webb
Travel Insurance
Head off to Jamaica and roar on the cricket team. Cover for one adult for one year.
Best InsureMe.ie €40
Avoid AIB Travel Insurance €81
Saving €41
Source: Sunday Independent Business Section Sunday March 11th 2007 Make Me Richer Complied by Nick Webb
Car Insurance
Is changing gears supposed to be that noisy? And what’s that smoke coming out of the engine. Nope, it’s not Tesco petrol – it’s an 18 year old learning to drive. Insuring a 45 year old Kilkenny woman in a 2005 Ford Focus (with her 18 year old son on a provisional licence).
Best InsureMe.ie €1,169
Avoid FBD €1,293.85
Savings €124.85
Source: Sunday Independent Business Section Sunday March 4th 2007 Make Me Richer Complied by Nick Webb
Home Insurance
The builders are all coming back from the ski slopes, which should see the cost of jobs – especially rebuilding your house – skyrocket. Heaven help us when the remainder of the SSIAs kick in. Er….thet’ll be €14,000 for skylight, missus. But save a bit in advance by shopping around for home insurance for a house worth €600,000 in Wicklow with a rebuild value of €290,000 and contents of €50,000.
Best InsureMe.ie €153 (Eagle Star Homestar)
Avoid Hibernian Home Choice €503
Saving €350
Car Insurance
For a 60-year-old couple driving a 2003 Micra in Kerry. No points either.
Best InsureMe.ie €181.26 (Allianz Ireland – Private Motor)
Avoid ARB Private Motor €751.00
Saving €569.74
Source: Sunday Independent Business Section Sunday February 11th 2007 - Make Me Richer Compiled by Nick Webb
Car Insurance
Axa spent shedloads of money launching car insurance products last year, with packages for mums, young drivers, families and whatnot. The money would have been better spent cutting prices. Cover for a 35-year-old woman with no points driving a 2005 Renault Scenic in Dublin 6 is nearly twice as expensive at AXA.
Best InsureMe.ie €340.76
Avoid Axa Fem €608.52
Savings €267.76
Home Insurance
It can be more than three times as expensive to insure your house at one of the mainstream insurance companies. Quotes are for a €300,000 house in Tralee, with €100,000 rebuild costs and 20% contents cover
Best InsureMe.ie €137.73 (RSA Safehome)
Avoid AXA Privilege €501.81
Savings €364.08
Travel Insurance for Seniors
Cover for a 75-year-old going for a week in Rome around Paddy’s Day. Wonder if anything good might be happening down at the Stadio Flamino that Saturday? VHI offering a product at nearly three times the price of a sleek competitor? Stop the lights! What a surprise.
Best InsureMe.ie €36.00
Avoid VHI €89.00
Savings €53.00
Home Insurance for Tenants
Based on two people sharing a two-bed rental accommodation in Galway City and €10,000 cover for their personal contents.
Best InsureMe.ie €101.21
Avoid Benchmark Rental €144.63
Savings €43.42
Source: Sunday Business Post Money & Markets Sunday Febraury 11th 2007 - Louise McBride Personal Finance Correspondent Pages 1 & 7
In an article that somewhat unfairly targeted Insurance Broker Charges, InsureMe.ie came out tops yet again. Please see below editorial:
Broker quotes
Brokers were cheaper in only a handful of cases. In some cases, brokers’ quotes were up to €400 more expensive than direct quotes from the insurer.
Axa provided a direct quote of €665 for comprehensive cover for Eithne, compared to €931 for Axa cover.
However, insureme.ie provided a cheaper quote for Axa cover for Eithne, at €561, proving that it is just as important to shop around for a broker as it is an insurer.
The cheapest broker quote for John’s comprehensive cover was €316 from insureme.ie, according to the survey.
The cheapest broker quote for Eithne was €438 for Hibernian cover through insureme.ie, compared to €445 for the cheapest direct quote.
The Irish Brokers Association (IBA), which represents brokers, said one of its members would provide comprehensive cover for Eithne for €358. The cheapest broker quote for Derek was €1,406 from insureme.ie.
Source: Sunday Independent Business Section – February 4th 2007 - Make Me Richer Section Compiled by Nick Webb Page 4
Car Insurance
Cover for an 18 year-old male provisional driver form Limerick, driving an €8000 Honda Civic. Get a bus instead.
Best InsureMe.ie €2,883.45
Avoid Hibernian €3,541.97
Saving €658.52
Travel Insurance for Seniors
Witness the terrifying sight of Paul O’Connell picking up Stephen Jones and flossing his teeth with him in the Milllenium Stadium, Cardiff. You would need to be in your 60’s to remember the last Irish Grand Slam in 1948. Travel Insurance to Cardiff for the week for a 69-year-old can be six times more expensive with VHI. And what exactly does risk equalisation do again?
Best InsureMe.ie €14.40
Avoid VHI €89.00
Saving €74.60
Source: Sunday Independent Business Section – January 28th 2007 - Make Me Richer Section Compiled by Nick Webb Page 4
Travel Insurance for Pensioners
Blooming hard to get cover anywhere as most of the traditional insurer’s don’t want anything to do with this market. A single trip cover for an 80-year-old visiting London, to see the Renoir landscapes exhibition opening at the National Gallery next month.
Best InsureMe.ie €59.50
Avoid The Travel Broker €69.00
Savings €9.50
Source: Sunday Business Post News Section n9 – January 21st 2007 - Love is in the Air at the RDS by Tina-Marie O’Neill
First time exhibitors (Holiday World Show 2007) and online insurance providers InsureMe.ie, will launch their wedding insurance product and honeymoon travel insurance at the show.
Policies start from €99, which covers cancellations, failure of suppliers, attire, photography and personal accident insurance.
Source: Sunday Independent Business Section – January 21st 2007 - Make Me Richer Section Compiled by Nick Webb Page 4
Wedding InsuranceInsureMe.ie is rolling out a natty new insurance product to cover you against your wedding going pear shaped. Policies range from €99 to cover a €10,000 wedding up to €299 to cover the cancellation of a €40,000 wedding plus up to 75% of the cost of rearranging the happiest day of your life. But it’s not much good if you end up marrying Heather Mills.
Car Insurance
Cover for a Clontarf girl driving a €25,000 valued 2005 VW Beetle with two
points, based on insureme.ie figures.
Saving €146.02
Source: Sunday Independent Business Section – January 14th 2007 - Make Me Richer Section Compiled by Nick Webb Page 4
Car Insurance
Got a brand spanking new 2007 motor. Shame it’s only a Nissan Primera. But to insure a 28 year old Co Louth woman, with no penalty points, in the €30,245 motor can be more than twice as expensive with a poxy value policy from Allianz.
BEST InsureMe.ie €428.55
AVOID Quinn Direct €998.41 (and that includes a €20 online discount….whoop de do)
Saving €559.86 a year
Source: Sunday Independent Business Section - December 17th 2006 - Make Me Richer Section Compiled by Nick Webb Page 4
Car Insurance
Cover for a pointless Cork 30-year old chap driving a €50,000 Audi TT (2006 mind-you), with a mileage of under 10,000km per year.
BEST InsureMe.ie €544.68
AVOID Quinn Direct €858.31
Saving €313.63 a year
Source: Herald AM - Wednesday January 3rd 2007 - Smarter Money Section
Compare your car insurance – Are you getting the best deal possible? A bit of research on the internet, or a few phone calls, will soon let you know. Check the Financial Regulator’s most recent insurance cost survey. Shop around or get quotes from websites such as www.InsureMe.ie.
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